For many young people,real hlmemade neighbor sex videos the idea of buying a house feels like an abstract concept far out of reach. In reality, homeownership could be well within their grasp, giving them a solid home base where they can continue building their lives. Owning a home — and one that’s sustainable, affordable, beautiful, and flexible — can be achievable for most anyone, with the right tools and mindset.

But too often, people interested in homeownership are dismayed or intimidated by the traditional home buying model, which can be complex and expensive, especially for first-time home buyers. That’s why manufactured homes can be a great choice for those looking for their dream house, with stylish features and financing options available to make the journey to homeownership affordable and attainable.

Here are some of the reasons why you should consider a manufactured home and how you can get the financing you need to make it happen:

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They can be more eco-friendly

If being environmentally conscious is one of your top priorities in a home purchase, manufactured homes can be an ideal choice. In many cases, a typical manufactured home is more energy efficient than an older site-built home of the same size. The process of building an off-site built home is more efficient and greener than a traditional site-built home — utilizing fewer materials and resources, reducing waste, and improving air quality. And with eco-forward features and ENERGY STAR®-certified options, these stylish homes can also help you save money on utility bills.

They’re more affordable

With new home prices skyrocketing across the country and approaching an average of $500,000, manufactured homes can offer great value without sacrificing any quality, as the average price is around $118,000 without land (according to recent U.S. Census Bureau data). Lenders like Vanderbilt Mortgage and Finance can help you find financing optionsthat suit your needs. Vanderbilt Mortgage’s Express Portal makes it easier for customers to track and close on a home through easy-to-use digital tools.

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They’re highly customizable

Off-site built homes are not always cookie-cutter dwellings that all look the same. Working with the builder, you can typically customize the manufactured or modular home down to the last detail. Whether you need an at-home office, gym, or additional bedroom, there’s a floor plan that suits your needs. Once you find a floor plan you like, the customizing options don’t stop there. Modifications can be made, ranging from selecting custom features and materials to bringing in more light through additional windows.

Manufactured home builders have focused on expanding style and customization opportunities. Today's off-site built homes feature deep soaker bathtubs, stainless steel appliances, tray ceilings and open floor plans. Financing companies are offering simplified programs to support these smart home buyers. Credit: Vanderbilt Mortgage and Finance, Inc.

They feature stylish designs

Your home reflects your style, and manufactured homes can give you a quality-built home that looks like a million bucks — without breaking the bank. They feature modern kitchens, stainless steel appliances, custom cabinets, tray ceilings, and other amenities that will make your new home feel like your home. Off-site home builders can typically provide name-brand appliances and features that home buyers expect at much lower costs, because of the bulk savings that come with economies of scale and large-scale manufacturing.

They can be a great investment

Owning a manufactured home can be a fantastic way to build net worth when affixed to real property. According to statistics by the Federal Reserve, homeowners have a net worth that is more than 40 times greater than renters. More importantly, homeownership is an investment in your financial mindset. You must be responsible and budget aware to make owning a home a working investment for you. Vanderbilt Mortgage’s personalized service throughout the lending process can help you understand what to expect, give you financial tools, and ensure your new home is a place where your dreams can come true.

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ENERGY STAR and the ENERGY STAR mark are registered trademarks owned by the U.S. Environmental Protection Agency.

All loans are subject to credit approval.

Vanderbilt Mortgage and Finance, Inc., and its dba Silverton Mortgage, 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law License and Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender.

Equal Housing Opportunity.